Insurance Underwriters

Role Overview

Mercor is seeking experienced insurance underwriting professionals to collaborate with a technology-driven risk analytics partner. Freelancers will support the development and evaluation of automated insurance workflows, contributing expert insight to improve AI systems handling underwriting, risk assessment, and rating logic. This opportunity is ideal for professionals with property and casualty underwriting experience looking to apply their knowledge in a forward-looking, project-based environment.

Key Responsibilities

• Evaluate application data, loss history, and third-party reports (e.g., CLUE, MVR, LexisNexis) to determine underwriting acceptability.

• Calculate insurance premiums using ISO manuals, class codes, and company-specific rating algorithms.

• Analyze historical claims to assess loss trends and calculate loss ratios against industry benchmarks.

• Draft policy terms and compile coverage documents including endorsements and declarations.

• Review referred cases and provide documented decisions with clear rationale and risk treatment recommendations.

Ideal Qualifications

• 5+ years in commercial or personal lines underwriting, preferably with experience using platforms like Guidewire or Duck Creek.

• Familiarity with ISO classification codes, rating manuals, and policy forms.

• Strong attention to detail and ability to assess risk across various data inputs.

• Proven track record of working with multi-line policies (property, auto, general liability).

• Experience reviewing and interpreting third-party reports (CLUE, MVR, LexisNexis, etc.).

More About the Opportunity

• Expected commitment: min 30 hours/week

• Project duration: ~6 weeks

Application Process

• Submit your resume followed by domain expertise interview and short form

Thousands of professionals across domains like law, creatives, engineering, and research have joined Mercor to work on frontier projects shaping the next era of AI

We consider all qualified applicants without regard to legally protected characteristics and provide reasonable accommodations upon request.

Contract and Payment Terms

• You will be engaged as an independent contractor.
• This is a fully remote role that can be completed on your own schedule.
• Projects can be extended, shortened, or concluded early depending on needs and performance.
• Your work at Mercor will not involve access to confidential or proprietary information from any employer, client, or institution.
• Payments are weekly on Stripe or Wise based on services rendered.
• Please note: We are unable to support H1-B or STEM OPT candidates at this time.

About Mercor

Mercor partners with leading AI labs and enterprises to train frontier models using human expertise. You will work on projects that focus on training and enhancing AI systems. You will be paid competitively, collaborate with leading researchers, and help shape the next generation of AI systems in your area of expertise.