Financial Crime, AML & KYC Analyst

About the work We're building a high-quality library of realistic financial-crime and KYC analyst work products. You'll complete self-contained case exercises from mock files (no live-system or client-data access) and produce the analyst deliverable for each — the same work you'd do on the job, graded against a rubric. Every client-style output ends as a draft.

What you'll do

• Adjudicate transaction-monitoring alerts from an alert packet + KYC/CDD profile + transaction history; document the disposition and draft the SAR narrative where warranted.
• Review client onboarding / KYC packets for completeness and cross-document discrepancies; produce the remediation list.
• Resolve multi-layer beneficial-ownership structures and apply 10%/25% UBO thresholds.
• Adjudicate sanctions and adverse-media hits (true match / false positive / escalate) with a short rationale each.
• Triage supervisory alert queues; adjudicate card fraud & disputes; assess flagged communications against trade records.

You're a fit if you have

• 3+ years hands-on in AML / financial-crime, KYC/CDD, sanctions screening, fraud/disputes, or transaction surveillance at a bank, fintech, payments company, or MSB.
• Working knowledge of FinCEN / FATF / OFAC frameworks and SAR / CDD documentation standards.
• Clear, defensible written rationales.

Nice to have

• CAMS/ACAMS or CFE; enhanced due diligence / entity unwinding; SQL or transaction analytics; fintech / payments experience.

Assessment A timed exercise: a mock alert packet → disposition + SAR narrative; a KYC packet → discrepancy & remediation list; a batch of sanctions hits → adjudication with rationale.

Details Contract, hourly (~15 hrs/week), remote, US-based. Pay $75-100/hr based on experience.

We consider all qualified applicants without regard to legally protected characteristics and provide reasonable accommodations upon request.

Contract and Payment Terms

• You will be engaged as an independent contractor.
• This is a fully remote role that can be completed on your own schedule.
• Projects can be extended, shortened, or concluded early depending on needs and performance.
• Your work at Mercor will not involve access to confidential or proprietary information from any employer, client, or institution.
• Payments are weekly on Stripe or Wise based on services rendered.
• Please note: We are unable to support H1-B or STEM OPT candidates at this time.

About Mercor

Mercor partners with leading AI labs and enterprises to train frontier models using human expertise. You will work on projects that focus on training and enhancing AI systems. You will be paid competitively, collaborate with leading researchers, and help shape the next generation of AI systems in your area of expertise.