Retail Banking Expert

Role Overview

Mercor is partnering with leading AI labs to engage experienced retail banking professionals to improve AI systems' understanding of consumer banking operations, lending workflows, and branch-level decision-making. Contributors will apply their expertise in areas such as consumer lending, deposit operations, compliance, and relationship management to evaluate and enhance AI performance on retail banking-specific tasks. This is a project-based opportunity with potential for ongoing engagement depending on performance and project needs.

Key Responsibilities

• Review and evaluate AI-generated outputs related to consumer lending decisions, deposit account servicing, regulatory compliance, and customer communication

• Create realistic scenarios based on retail banking workflows — mortgage origination, personal loan underwriting, account opening/closing, fraud escalation, and regulatory examinations

• Annotate, label, and validate data across retail banking use cases (e.g., credit decisioning, KYC/AML procedures, customer dispute resolution)

• Provide structured feedback on AI accuracy in areas such as banking regulations (Reg Z, Reg E, TILA, RESPA, BSA/AML), product terms, and industry-specific terminology

• Collaborate asynchronously with research teams to refine evaluation frameworks for banking-domain AI

Ideal Qualifications

• 3+ years of professional experience at a commercial bank, credit union, or retail banking institution

• Background in one or more areas such as:

  • Branch operations and management

  • Consumer or mortgage lending

  • Deposit operations and treasury services

  • Compliance, risk, or audit (BSA/AML, CRA, fair lending)

  • Relationship management or private banking

• NMLS registration or banking certifications a plus

• Strong analytical thinking and ability to translate retail banking workflows into structured evaluation tasks

• Clear written communication and attention to detail

Compensation Note

• Task Completion Pay: Competitive and based on task quality (~$1,150 – $1,450 per completed task, subject to change as the project evolves)

• Performance Bonus: Top performers receive a weekly bonus incentive on top of their per task rate!

• Hourly Opportunity: Top performers may be invited to transition to an hourly compensation model based on sustained quality and throughput.

We consider all qualified applicants without regard to legally protected characteristics and provide reasonable accommodations upon request.

Contract and Payment Terms

• You will be engaged as an independent contractor.
• This is a fully remote role that can be completed on your own schedule.
• Projects can be extended, shortened, or concluded early depending on needs and performance.
• Your work at Mercor will not involve access to confidential or proprietary information from any employer, client, or institution.
• Payments are weekly on Stripe or Wise based on services rendered.
• Please note: We are unable to support H1-B or STEM OPT candidates at this time.

About Mercor

Mercor partners with leading AI labs and enterprises to train frontier models using human expertise. You will work on projects that focus on training and enhancing AI systems. You will be paid competitively, collaborate with leading researchers, and help shape the next generation of AI systems in your area of expertise.