Domain Expert – Banking (Oracle FLEXCUBE Research)

Domain Expert – Banking (Oracle FLEXCUBE Research)

To qualify you must use Oracle FLEXCUBE regularly — weekly or more — as a working part of your job, with 2+ years of professional banking experience.

FLEXCUBE knowledge we require

Credit & exposure

• Calculating current exposure against the bank's credit standard as at a given business date; arrears and headroom calculation

• Distinguishing a validation-only posting from a booked transaction against a contract

• Reading limits/facility structures; recognizing when an item needs committee sign-off vs. branch-level approval

Customer & relationship records

• Customer Information File (CIF) structure and relationship hierarchies

• Recording contact/interaction history accurately, including on partial or handed-off information

• Setting and interpreting review dates and follow-up flags on a customer file

Contracts & core banking operations

• Contract inquiry and lifecycle screens (origination, drawdown, repayment, release)

• Branch lending repayment validation vs. contract booking

• Distinguishing what's confirmed vs. assumed when picking up a file mid-process

Reference & product data

• Product parameter tables, GL mapping, and how product configuration constrains what a transaction can do

• Settlement/correspondent references where relevant to a contract

Regulatory & credit standards

• Applying the bank's own credit standard/policy to determine current risk position

• Version/currency awareness — which policy or limit applies as of the current business date

Audit & handoff

• Recording validations, conclusions, and open items so the next person in the workflow can see exactly what was decided and what's still outstanding

• MIS / reporting screens relevant to exposure and customer position

What you'll do

• Confirm the customer/contract position reflects what actually happened, not what's assumed, especially on partial handoffs

• Work out current exposure under the bank's credit standard as at the current business date, and record it with a review date

• Distinguish validation-only actions from bookings that affect a contract

• Judge completeness: is the full position understood, is anything left open that shouldn't be, is the record ready for the next reviewer or for committee

• Verify recorded outcomes are traceable — auditable, not just noted informally

Requirements

• Frequent Oracle FLEXCUBE use — weekly or more — in your current or recent role

• 2+ years of professional experience in banking operations, credit, or a related core-banking function

• Reflexive familiarity with credit standards, exposure calculation, and validation-vs-booking distinctions

• Bachelor's degree in Finance, Accounting, Business, or a related field; a banking/credit certification (e.g., Chartered Banker – CIOB, Certified Credit Professional) or equivalent hands-on core-banking experience

We consider all qualified applicants without regard to legally protected characteristics and provide reasonable accommodations upon request.

Contract and Payment Terms

• You will be engaged as an independent contractor.
• This is a fully remote role that can be completed on your own schedule.
• Projects can be extended, shortened, or concluded early depending on needs and performance.
• Your work at Mercor will not involve access to confidential or proprietary information from any employer, client, or institution.
• Payments are weekly on Stripe or Wise based on services rendered.
• Please note: We are unable to support H1-B or STEM OPT candidates at this time.

About Mercor

Mercor partners with leading AI labs and enterprises to train frontier models using human expertise. You will work on projects that focus on training and enhancing AI systems. You will be paid competitively, collaborate with leading researchers, and help shape the next generation of AI systems in your area of expertise.