Certified Financial Planner (CFP® / CFA)

Mercor is seeking experienced financial planners and wealth advisors (CFP® and/or CFA charterholders) to help evaluate and improve advanced AI systems on realistic personal financial planning scenarios. You will work through complex household cases, completing well-scoped tasks that mirror real comprehensive planning and advice work.

What You'll Do

• Build, review, and critique comprehensive financial plans for realistic client households.

• Evaluate AI-generated recommendations on retirement, tax, investment, insurance, and estate planning for accuracy, suitability, and completeness.

• Provide clear, structured written explanations of your reasoning and the advice you would give a real client.

Scenarios You'll Work With

• Technology professionals with RSUs, ISOs, and concentrated stock positions

• Pre-retirees and retirees: Social Security timing, withdrawal sequencing, Roth conversions, and RMDs

• High-net-worth households: asset allocation, tax-aware rebalancing, and tax-loss harvesting

• Families with education funding, insurance needs, and estate-planning coordination

• Business owners: retirement plan design, succession, and cash-flow planning

• Life transitions: divorce, widowhood, inheritance, and career changes

Required Qualifications

• Active CFP® certification and/or CFA charter.

• 5+ years of hands-on, client-facing financial planning or wealth management experience (currently or recently).

• Based in the United States, with strong knowledge of US tax, retirement, and investment rules.

• Excellent attention to detail and clear written communication.

Preferred Qualifications

• Both CFP® and CFA, or additional credentials (CPA, EA, CPWA®, ChFC®, CAIA).

• Experience at a fee-only RIA, advice-only practice, or established wealth management firm.

• Experience with equity compensation, retirement income planning, and portfolio construction.

Why Join?

• Apply your planning expertise to shape how AI systems give real-world financial advice.

• Fully remote and flexible, at a highly competitive hourly rate.

• Collaborate with a leading fintech and AI team.

We consider all qualified applicants without regard to legally protected characteristics and provide reasonable accommodations upon request.

Contract and Payment Terms

• You will be engaged as an independent contractor.
• This is a fully remote role that can be completed on your own schedule.
• Projects can be extended, shortened, or concluded early depending on needs and performance.
• Your work at Mercor will not involve access to confidential or proprietary information from any employer, client, or institution.
• Payments are weekly on Stripe or Wise based on services rendered.
• Please note: We are unable to support H1-B or STEM OPT candidates at this time.

About Mercor

Mercor partners with leading AI labs and enterprises to train frontier models using human expertise. You will work on projects that focus on training and enhancing AI systems. You will be paid competitively, collaborate with leading researchers, and help shape the next generation of AI systems in your area of expertise.